Comparison guide · July 2026
B2B credit & net terms apps for Shopify, compared
If you sell wholesale on Shopify and want to offer Net 30 payment terms with real credit limits enforced at checkout, these are the apps in the category. Every fact below comes from each app's own Shopify App Store listing, checked on 16 July 2026. No made-up scores, no cherry-picked quotes.
| Net Terms Tracker | BizCred | Net Vantage | Trade Credit | |
|---|---|---|---|---|
| Free plan (live stores) | Yes — up to 5 net terms customers | Development stores only | No | No |
| Paid pricing | $29/mo Pro, unlimited customers | $39/mo Starter | $29–$99/mo (tiered by customer count: 50 / 200 / 500) | $39/mo (or $390/yr) |
| Free trial | 30 days | 7 days | 14 days | 14 days |
| Net terms management (Net 15 / 30 / 60) | Yes — approve per customer | Payment terms per company | Tracks Net 30 / payment-terms orders | Not listed |
| Credit limits enforced at checkout | Yes | Yes | Yes (plus draft-order warnings) | Yes |
| Branded PDF invoices | Yes — with wire / check / custom payment instructions | Not listed | Not listed | Not listed |
| Self-service buyer portal | Yes — buyers see invoices and pay themselves | Not listed | Not listed | Not listed |
| Automatic payment reminders | Yes — email reminders for due and overdue invoices | Not listed | Not listed | Not listed |
| A/R ledger & balance tracking | Yes — dashboard + CSV export | Yes — real-time ledger | Yes — aging buckets + CSV | Yes — ledger + order backfill |
| Works with Shopify native B2B | Yes — alongside it or on its own, any plan | B2B companies | B2B checkout restriction | B2B Companies supported |
"Not listed" means the feature did not appear on that app's Shopify App Store listing as of 16 July 2026 — the app may offer it without listing it. Sources: the public App Store pages for Net Terms Tracker, BizCred, Net Vantage, and Trade Credit.
How to choose a net terms app
If you only need credit limits — a hard stop when a wholesale buyer exceeds their limit — every app in this table enforces limits at checkout. Compare on price and trial length.
If you run the full net terms workflow — approving customers for Net 30, invoicing them, chasing overdue balances, and letting buyers settle their own invoices — you need invoices, reminders, and a buyer portal on top of limits. As of July 2026, Net Terms Tracker is the only listing in this set that includes all three.
If you want to try before paying — Net Terms Tracker's free plan covers your first 5 net terms customers indefinitely, and the Pro trial runs 30 days. That is the longest evaluation window in the category, and it matters: net terms cycles are 30+ days long, so a 7-day trial can end before your first invoice is even due.
Frequently asked questions
What is a net terms app for Shopify?
A net terms app lets your store offer approved wholesale customers deferred payment terms such as Net 15, Net 30, or Net 60. The buyer checks out without paying immediately and the balance is due on the agreed date. Good net terms apps also enforce per-customer credit limits at checkout, generate invoices, and send payment reminders.
Does Shopify support Net 30 payment terms natively?
Shopify's native B2B features include payment terms on company locations, available on all plans. What native B2B does not do is enforce per-customer credit limits at checkout, give buyers a self-service invoice portal, or send automatic payment reminders. Net Terms Tracker adds those pieces and works alongside native B2B.
Which B2B credit app has a free plan?
As of July 2026, Net Terms Tracker is the only app in this comparison with a permanently free plan for live stores (up to 5 net terms customers).
Run Net 30 the way the big players do
Approve customers for net terms, enforce credit limits at checkout, send branded invoices, and let buyers pay themselves. Free for your first 5 net terms customers.
Install Net Terms Tracker free